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Ricardo Smith

Ricardo Smith
PO BOX 17251
Winston Salem, NC 27116
(336) 833-2242
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Mon - Thurs. 9am - 6pm
6pm - 9pm (By Appt. Only)
Fri. 9am - 1pm.

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Health Plan Options:


Assurant Health Access Having Access PaysSM
  • Affordable – Plans that meet your financial and lifestyle needs.
  • Access to important health-related needs including doctor office visits, prescriptions, preventive care and immunizations, and hospitalization if needed.
  • Benefits -- paid directly to you or your provider -- to help reduce out-of-pocket expenses.
  • Flexible – Keep your own doctor, choose individual or family coverage and take advantage of additional coverage options.
  • Quick and Easy to Qualify
 Get a quote now or APPLY ONLINE!


Individual & Family Health Plans Health insurance for individuals and families
  • Extensive doctor and hospital networks provide significant savings
  • Health Savings Accounts offer tax benefits on your health care spending
  • Wide range of plans and benefit options tailored to your needs
  • No referrals needed for specialists - you choose who you see
 Get a quote now or APPLY ONLINE!


Short Term Medical Insurance Temporary health insurance for 30-180 days
  • Coverage as early as the next day
  • Freedom to choose any doctor or hospital
  • Prescription drug coverage for extra peace of mind
  • 100% coinsurance option takes the guesswork out of what you owe
  • Lifetime benefits up to $2 million provide added security
  • Willing to limit benefits for a lower premium? Quote for the HealthSaver® plan.
 Get a quote now or APPLY ONLINE!



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