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Ricardo Smith

Ricardo Smith
PO BOX 17251
Winston Salem, NC 27116
(336) 833-2242
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Mon - Thurs. 9am - 6pm
6pm - 9pm (By Appt. Only)
Fri. 9am - 1pm.

Shop Compare and Apply At Your Convenience

Health Plan Options:

Health Access Limited-Benefit Plans

Affordable – Choose a plan that meets your financial and lifestyle needs.
Everyday Needs – Cover the important things like doctor office visits, prescriptions, preventative care and immunizations.
Value – You have first-dollar benefits, which means your plan pays before you do! PLUS you will receive discounts with our network and health care partnerships
Flexible: Keep your own doctor, choose individual or family coverage and take advantage of additional coverage options.
Quick and Easy to Qualify

Individual & Family Health Plans Health insurance for individuals and families

Short Term Medical Insurance Temporary health insurance for 30-360 days (varies by state)

Coverage as early as the next day
Freedom to choose any doctor or hospital
Prescription drug coverage for extra peace of mind
100% coinsurance option takes the guesswork out of what you owe
Lifetime benefits up to $2 million provide added security
Willing to limit benefits for a lower premium? Quote for the HealthSaver^® plan.

Student Health Insurance Individual Health insurance for college students

Easy to apply -- just a few questions - and coverage can start as quick as the next day
Freedom to choose any doctor or hospital
Year-round coverage that's not dependent on student status and that moves with students -- not limited by location
Coverage for services students are most likely to use like doctor visits, prescriptions and preventive care
Two affordably priced plans

Get a quote now or APPLY ONLINE!

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